Mortgages are the biggest financial commitment most of us will ever make, but they can be complicated. And with hundreds of products available it’s not easy to find the right deal for your needs.

That’s where professional mortgage brokers come in. They help you to get the most suitable and competitive mortgage for your circumstances and smooth the path to an offer, making the process as hassle-free and quick as possible.

Who is a mortgage broker?

They’re qualified mortgage experts that can help you find the right mortgage for your needs.

Mortgage brokers are authorized to:

• Offer a mortgage Approval in Principle (AIP) to borrowers
• Give advice and help borrowers with their mortgage applications
• Conclude the mortgage offer with borrowers on behalf of a mortgage lender

How can a mortgage broker help?
A mortgage intermediary can not only help you find the best mortgage rates, but can also support you through the application process.

• Find out how much you can borrow based on your financial situation and credit rating
• Calculate mortgage costs by month and for the total term from different lenders
• Access a wide range of lenders and mortgages
• Compare mortgage deals to find the best mortgage for your financial situation
• Help you prepare the documents you need to support your application
• Check your paperwork and track the progress of your application
• Communicate directly with the lender and answer their questions
• Help with any problems or delays so your application runs smoothly

Benefits of choosing a mortgage broker.

We know what we are doing!
Your mortgage broker knows the mortgage market inside out. Getting the best mortgage for their clients is their bread and butter, and they’re dedicated to the task. So while you may be buying your first home, they have been there before for many clients and know how to guide you smoothly through the process.

An unbiased source of information.
Mortgage Brokers are unbiased parties, who have access to a wide range of lender rates at their fingertips. This means they can advise you on the best lender for your situation. And if you’re not ready to apply, they will certainly give you the heads up and will even help you get organized for the future.

Save your time!!

Not only will the mortgage broker have all the information you need, they’ll deal directly with lenders on your behalf – which saves you time. Instead of having to tackle a list of mortgage tasks on your lunch break or after work, you have someone with expertise taking care of it for you.

Peace of Mind
Cross-checking legal documents can be tedious, and if you’re juggling other daily tasks you may miss a vital piece of information or step. A mortgage intermediary can ensure everything is covered and ticked-off from start to finish.

The final stages of the application are usually the most nail-biting, so it’s good to know that your intermediary will be on standby, making sure that the loan offer is finalized and all terms have been met.

All the support you need.

They’re there at the end of the phone or email to help you with any queries you might have no matter how small. Who doesn’t want that support when going through one of the biggest purchases you’re ever likely to make in your life? Not you, right?

Applying for a mortgage?

Contact us today for a hassle free experience!